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Financing

0% interest financing

 

Your Dreams Become Reality at Gage.

Easy Credit Approval, No Credit Needed Financing.

Enjoy the luxury of our 0% interest, 12 month, no-credit-needed financing options available through
our premiere partner, 50|50 Pay.

Engagement Rings in our Preset Engagement Ring Category and our Engagement Rings Under $1000
are now eligible for up to 100% financing!

 

APPLY NOW

 

No credit needed, Bad Credit accepted

No Credit Needed

Our clients are not turned away simply because they have bad or no credit.

Easy Credit Approval

Easy Credit Approval

Apply in minutes and be approved today. Our easy application requires minimal information.

100% approval

100% Approval*

Guaranteed* approval when you verify your identity and proof of income.

Transparent Terms

Transparent Terms

Simple 0% interest financing. No hidden fees or early payment penalties.

 

APPLY, VERIFY & SHOP IN 5 EASY STEPS


Step 1

Apply

Click the apply now button to create an account and start your application. Alternatively, you can apply as you check out.

Step 2

Verify your details

After submitting your application, text or upload copies of your proof of income and identity to 50|50Pay's secure platform.

Step 3

Receive your credit

Once approved you will be notified by text or an email and you are ready to shop.

Step 4

Shop

Shop for your perfect item and proceed to checkout using your 50|50 Credit as a payment option. Verify your sale and sign your loan documents.

Step 5

Pay Over Time

Repay your loan with convenient monthly repayments over 12 months.

 

What do I need to apply for financing with 50|50 Pay?

Applying with 50|50 Pay is easy. The loan process requires minimal information in order to verify your identity and establish a credit amount.

A valid driver’s license or state ID
Proof of income from a job you've held for at least 3 months
Social security number
An active checking account with direct deposit

What’s even better? 50|50 Pay believes in equal opportunity lending and therefore do not perform a traditional credit check. 50|50 Pay will not turn away
individuals simply because they have bad or no credit.

Ready to apply?

 

APPLY NOW

 

 * Guaranteed approval if employed with the same company for longer than three months, proof of active checking account with direct deposit, valid social security number, proof of income provided in the form of a checkstub, no open bankruptcy, no "NSF's or excessive overdrafts within the last 30 days.

 

Frequently Asked Questions

Our premiere partner, 50|50 Pay, is a unique financing opportunity that allows our customers to double their initial investment. Clients make a required fifty percent down payment, whether by credit card, PayPal or wire, and a loan of an equal amount is made available.

For example: You select “The Ring” retailing at $5,000. Your required down payment is $2,500 and 50|50 Pay will finance the remaining $2,500 through a manageable repayment schedule.

We’ve recently launched up to 100% financing on Engagement Rings, in our ‘Preset Engagement Ring’ category. Depending on the amount of credit you are pre-approved for, it is possible that less than a 50% down payment or even a $0 down payment will be required.

There are two ways to start an application with 50|50 Pay.

The first is to create an account on our website and within the 'My Account' section navigate to the '50|50 Applications' tab. From here you can start an application with 50|50 Pay. This is also where you will be able to see your available credit after your application has been approved.

The second is to apply during the easy checkout process. Once you reach ‘Payment Step 4’, before entering any credit card details click the link to start a new application.

50|50 Pay typically offers 0% interest, 12 month loans that are payable in equal installments. There are no hidden fees and no early payment penalties.

We require a 50% down payment on all products, with the exception of items in the ‘Complete Engagement Ring’ category. These products are eligible for up to 100% financing and depending on the amount of credit you are pre-approved for, it is possible that less than a 50% down payment will be required.

No, 50|50 Pay does not perform traditional credit checks through a credit bureau during the application process. 50|50 Pay do a soft credit check that does not impact your credit score.

Yes! 50|50 Pay believe in equal opportunity lending and they evaluate consumers on a number of criteria but do not perform a traditional credit check through a credit bureau during the application process. Their belief is that a credit score is only one piece of the puzzle when looking at an individual’s creditworthiness. 50|50 Pay prefer to evaluate consumers on a number of other things besides a credit score. Therefore, 50|50 Pay does not turn away individuals simply because they have bad or no credit. However, 50|50 Pay do a soft credit check that does not impact your credit score.

The loan process requires minimal information in order to verify your identity and establish a credit amount, specifically proof of income, a valid driver's license, your social security number and a checking account with direct deposit.

Yes! 50|50 Pay offers 100% approvals with a few basic conditions, including the ability to verify your identity and income. Requirements include proof of income, a valid driver's license, your social security number and a checking account with direct deposit.

We’ve recently launched up to 100% financing on Engagement Rings, in our ‘Preset Engagement Ring’ category. Depending on the amount of credit you are pre-approved for with 50|50 Pay, it is possible that less than a 50% down payment, or even a $0 down payment will be required for these products.

50|50 Pay offers 0% interest financing for balances paid off within 12 months.

Approved applications expire after 21 days. If your application for credit expires before you use it, you can apply again.

No, as soon as you have signed your loan documents Gage Diamonds will start processing your order.

Absolutely! GAGE Diamonds have a 60 day return policy, find out more here. 50|50Pay will have a $100 processing fee to void or cancel the order within 60 days after purchasing.

 

Still have questions? Visit the 50|50 Pay website for other FAQ or contact 50|50 Pay directly at 855-440-5050 and speak to one of their customer service representatives.