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Financing

Why Our Customers Choose Financing with Gage Diamonds & 50|50Pay.
No Hidden Fees. 0% Interest. 100% Financing. What you see at checkout is what you pay.
No Credit Needed
Our clients are not turned away simply because they have bad or no credit history.
Easy Application
Apply in minutes with our secure online application process.
Fast Credit Approval
We typically approve loans within 24 hours after an application has been completed.
Transparent Terms
Simple 0% interest financing. No hidden fees or early payment penalties.
 
Why 5050 Pay
Why 5050 Pay
 
What do I need to apply?
Applying with 50|50 Pay is easy. All we ask is that you meet these four simple requirements:
Valid ID
A valid driver’s license or State ID
Steady Income
3-month history with your current employer or source of income
Direct Deposit
Direct deposit into your primary checking account
Checking Account
Checking account open for at least 3 months
 
Ready to Apply?
Start your application and get approved today.
*In order for us to track your loan you will need to first create an account with Gage Diamonds. After creating an account you will be redirected to the 50|50 Pay website
Frequently Asked Questions

What is 50|50 Pay?

50|50 Pay is Gage Diamond's exclusive financing partner. 50|50 Pay offers simple and transparent financing for both online and in-store purchases at Gage Diamonds. With 50|50 Pay there are no gimmicks like deferred interest or hidden fees so the total you see at checkout is always exactly what you’ll pay. 50|50 Pay offers 100% financing to most of its borrowers, but may require a down payment of up to 50%.

What do I need to apply?

1. A valid driver’s license or State ID

2. Your most recent, full paystub, dated within 30 days of the application date

3. Verify your bank account through our secure online bank verification process or by providing your most recent 30-day bank statement

How do I start an application with 50|50 Pay?

You can apply in two simple ways:

1. Click on the Apply Now button above. If you are a new customer you will need to create an account so that we can track your loan application at Gage. Once you create an account you will be directed to the 50|50 Pay site to start a loan application. If you are a returning customer, you can login into your account and go to the 50|50Pay Applications under My Account and click on the create a new one or Manage My Account link, where you will be directed to the 50|50 Pay website.

2. You can also start an application by creating a new account by clicking on the My Account link in the top menu. After creating an account you will go to the 50|50Pay Applications under My Account and click on the create a new one or Manage My Account link, where you will be directed to the 50|50 Pay website to start an application.

3. The last way to apply is through the easy checkout process. Once you reach ‘Payment Step 4’, before entering any credit card details click the link to start a new application.

What happens to my loan if I return my order?

If you return your order within Gage’s 30 day return policy your loan will be cancelled and any payments you made will be returned to you.

What if i have bad credit, can I still apply?

Yes! Whether you have poor credit from bankruptcy, no credit or bad credit scores, 50|50 Pay will take a holistic approach and evaluate consumers on a number of different criteria in order to make a credit decision. 50|50 Pay does not turn away individuals simply because they have bad or no credit.

What are the terms for financing?

For most of its borrowers, 50|50 Pay offers 0% APR, $0 down, 12 month term loans that are payable in equal installments. There are no application fees, late fees or prepayment fees. What you see at checkout is always exactly what you’ll pay.

Will 50|50 Pay charge me interest on my loan?

Nope. 50|50 Pay currently offers 0% APR financing to all of its borrowers.

Can i finance my whole purchase?

Yes. 50|50 Pay offers 100% financing to most of its borrowers.

Do I have to put a down payment?

No. For most of our borrowers, we do not require a down payment at all. In other words, we will finance 100% of your purchase price.

Do I have to pay off my loan in full before my item is shipped?

No! If you get approved for a loan then you be prompted to sign your loan documents which will complete your checkout process with Gage Diamonds.

Will my application with 50|50 Pay expire?

Approved applications expire after 21 days. If your application for credit expires before you use it, you can apply again.

50|50 Pay is Gage Diamond's exclusive financing partner. 50|50 Pay offers simple and transparent financing for both online and in-store purchases at Gage Diamonds. With 50|50 Pay there are no gimmicks like deferred interest or hidden fees so the total you see at checkout is always exactly what you’ll pay. 50|50 Pay offers 100% financing to most of its borrowers, but may require a down payment of up to 50%.

1. A valid driver’s license or State ID

2. Your most recent, full paystub, dated within 30 days of the application date

3. Verify your bank account through our secure online bank verification process or by providing your most recent 30-day bank statement

You can apply in two simple ways:

1. Click on the Apply Now button above. If you are a new customer you will need to create an account so that we can track your loan application at Gage. Once you create an account you will be directed to the 50|50 Pay site to start a loan application. If you are a returning customer, you can login into your account and go to the 50|50Pay Applications under My Account and click on the create a new one or Manage My Account link, where you will be directed to the 50|50 Pay website.

2. You can also start an application by creating a new account by clicking on the My Account link in the top menu. After creating an account you will go to the 50|50Pay Applications under My Account and click on the create a new one or Manage My Account link, where you will be directed to the 50|50 Pay website to start an application.

3. The last way to apply is through the easy checkout process. Once you reach ‘Payment Step 4’, before entering any credit card details click the link to start a new application.

If you return your order within Gage’s 30 day return policy your loan will be cancelled and any payments you made will be returned to you.

Yes! Whether you have poor credit from bankruptcy, no credit or bad credit scores, 50|50 Pay will take a holistic approach and evaluate consumers on a number of different criteria in order to make a credit decision. 50|50 Pay does not turn away individuals simply because they have bad or no credit.

For most of its borrowers, 50|50 Pay offers 0% APR, $0 down, 12 month term loans that are payable in equal installments. There are no application fees, late fees or prepayment fees. What you see at checkout is always exactly what you’ll pay.

Nope. 50|50 Pay currently offers 0% APR financing to all of its borrowers.

Yes. 50|50 Pay offers 100% financing to most of its borrowers.

No. For most of our borrowers, we do not require a down payment at all. In other words, we will finance 100% of your purchase price.

No! If you get approved for a loan then you be prompted to sign your loan documents which will complete your checkout process with Gage Diamonds.

Approved applications expire after 21 days. If your application for credit expires before you use it, you can apply again.