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Financing
Get Engaged Now
No Credit Needed
Apply Online
Shop & Receive Product
Pay Over Time
Quick & Easy
Fill out a short online application. Get approved within 24 hours. Start shopping and get engaged today!
Affordable Payments
Starting at 0% APR for up to 24 months. No lates fees, penalties, tricks or gimmicks. What you see at checkout is what you pay.
No Credit Needed
Everyone deserves to get their dream engagement ring. We won’t turn you away simply because you have bad or no credit.
Make Affordable Payments Over 12 or 24 Months
Shop everything from engagement rings to jewelry and pay over time
Gage Diamonds
Simba Hidden Halo Diamond Engagement Ring
$1,400
As Low As $58/month with 
Gage Diamonds
Scarlette Diamond Engagement Ring (0.54 CT. TW.)
$1,290
As Low As $54/month with
Gabriel & Co.
Sonoma Diamond Matching Bridal Set (0.55 CT. TW.)
$2,590
As Low As $108/month with
Gage Diamonds
Calia Moissanite Engagement Ring (1.22 CT. DEW)
$1,680
As Low As $70/month with
Gabriel & Co.
Prong Set Diamond Wedding Ring (0.11 CT. TW.)
$660
As Low As $28/month with
Benchmark
Men's 7.00mm Tantalum Lab Diamond Wedding Ring (0.42 CT. TW.)
$970
As Low As $40/month with
Gage Diamonds
0.5 CT. TW. 14K White Gold Round Diamond Studs
$990
As Low As $41/month with
Gabriel & Co.
Morganite Stud Earrings (0.07 CT. TW.)
$400
As Low As $17/month with
Gabriel & Co.
Circular Diamond Pendant Necklace (0.10 CT. TW.)
$560
As Low As $23/month with
Movado
40.0MM Evolution Yellow Gold Men's Watch
$595
As Low As $25/month with
Movado
28.0MM Museum Classic Black Dial Women's Watch
$695
As Low As $29/month with
Shop With Ease
Free shipping. Free 30-day returns. Free repairs for the first 6 months.
Save with Gage Diamonds
See how much you can save compared to a jewelry store credit card.
Price: $5,000
Term: 24 months
Gage Diamonds
Wells Fargo Jewelry Advantage© credit card
Interest Rate
0.00%
29.99%
Interest & Fees
$0.00
$1709.92
You Pay
$5,000.00
$6,708.92
Savings with Gage Diamonds: $1,708.92
Applying Online is Easy
All we ask is that you have the following:
- A valid driver's license or state ID
- At least 3-month income history with current employer
- Direct deposit into your primary checking account*
- Checking account open for at least 3 months and in good standing**
*Cannot be a prepaid debit card or an online checking account
**In good standing means no excessive overdrafts, NSFs or negative balances
See What Our Customers Say About Us
Tiana C.
I have been looking for an oval diamond for sometime, but I struggled to come up with all the money to pay for it. Gage diamonds was the ONLY company that would help me with my financing and I got the ring of my dreams.
Mary A.
I love love love the ring my fiance had custom-made for me!! It is simply stunning. My fiance also said the entire design and financing process was so much smoother than any of the other jewelers he contacted. Gage Diamonds, thank you for making the engagement ring of my dreams!!
Elisha A.
Beautiful engagement ring! Great financing! Wonderful nice people, who are open and work with you, on any thing that needs fixed, as in sizing, etc. We are so pleased that we chose Gage Diamonds!
Jessica A.
Beautiful ring!! Easy financing !! I highly recommend them and they shipped faster than expected ! Good quality diamonds you can tell the difference ! Thank you Gage Diamonds for a great experience !
Adam S.
Purchased an engagement ring online from them earlier. Turned out to be one of the best buying experiences I've had. My questions were answered in a prompt, polite and efficient manner. Financing with them was easy.
Rowdy A.
Gage Diamonds was excellent! The customer service I received was above my expectations and far superior than what I received when shopping at other jewelers. The financing was an absolute lifesaver when it came to financing the ring of her dreams.
Bolivia B.
As other people have posted in reviews I was also a bit skeptical on making such a big purchase online without seeing the ring in person. After reading positive reviews I decided to roll the dice. The website is easy to use and they also have easy financing options.
Shane G.
YES ALL THE WAY!! I mean this company is just absolutely a breath of fresh air! It has been far too long since I have received superb customer service like I did when dealing with Gage Diamonds.
Traci W.
I received my ring yesterday and it is stunning. I was a bit sceptical about ordering online but I'm really impressed. I have received compliment after compliment on my ring. I had someone look at it and talk about how flawless the clarity was.
Chris G.
Phenomenal service in every way imaginable. customer service was 11/10. thank you for assisting in one of the happiest days of my life! she said yes
Frequently Asked Questions
Want to Learn More?
Here are some things to think about before financing your engagement ring
Why You Should Finance Your Engagement Ring
Starting at 0% interest, financing your engagement ring at Gage Diamonds can help to reduce the financial burden of buying an engagement ring.
Is "No Credit Needed" Engagement Ring Financing Legitimate?
A lot of finance companies tout "No Credit Needed" financing, but what does that actually mean?
How to Buy an Engagement Ring with Bad Credit
Just because you have bad credit doesn't mean you need to pay high interest rates for your engagement ring when 0% interest financing is an option.
9 Money Saving Questions To Ask Before Financing Your Engagement Ring
If you’re looking to finance your engagement ring purchase, it’s important to understand what exactly you’re getting into. Here are 9 questions you should be asking when financing your ring
Should You Finance An Engagement Ring With A Credit Card?
Store credit cards are a popular option for engagement ring financing. These credit card offers are rarely as rosy as they seem, however. Without careful planning, you could end up owing more than you spent.
Should I Lease-To-Own An Engagement Ring?
Lease-to-own options to purchase your engagement ring can work, but make sure that you fully understand the terms or else you can ending paying more then double the retail price.
Is A Personal Loan The Best Way To Pay For An Engagement Ring?
Personal loans are generally a less expensive way to borrow and their terms are more straightforward than most retail credit cards. However, personal loans are not without their drawbacks.
What To Consider When Using Layaway To Buy An Engagement Ring
Is layaway the smartest option for your engagement ring purchase? Read on to learn how layaway works, as well as the pros and cons of this setup.
Secure & Safe Online Financing
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Saturday 10AM to 2PM CST
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165 West Chicago Ave., Chicago, IL
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